After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed5.99% APR is for an unsecured medical or adoption expenses loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit.
Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher.
Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Enjoy low rates, privacy, and no fees with a LightStream loan.
I just wanted to say LightStream is awesome! The loan process was so easy! Thank you for helping us consolidate! We appreciate the online process and the respect we were given because of our good credit history. We will certainly be a long-time customer of LightStream!
You can finance practically anything with a LightStream loan, including medical procedures, and other health, beauty and wellness costs. Our loan process is straightforward, transparent and completely private.
Interest rate matters: When you have good to excellent credit, you can pay for medical procedures and treatments with a LightStream fixed-interest rate as low as * APR with AutoPay. Choose you loan amount, from to .
Same-day funding available: At LightStream, we pair great rates with a simple online loan application that takes minutes to complete and often provides approved borrowers with money deposited directly into their bank account as soon as the same day they apply.†
Your satisfaction is guaranteed: If you want a fast and easy loan at a low interest rate, try LightStream. We're so confident that you'll have your best loan experience ever, we offer an exclusive Loan Experience Guarantee.
Annual Percentage Rates (APR)
Learn more about how LightStream loans can be used to finance:
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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