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Your best loan experience guaranteed or $100 is yours!

We guarantee
you a better experience.

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us at (866) 635-1330. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100.

Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan.

Enjoy low rates, privacy, and no fees with the AnythingLoan.

How it works...

Finance your cosmetic, bariatric, dental or other elective surgery, fertility treatment, or any other medical expenses.×

Medical financing for the entire treatment process

Competitive rates with flexible terms and no fees or prepayment penalties.×

Financing from $5,000 to $100,000

Enjoy a virtually paperless process – apply online, eSign your loan documents, and funds are directly deposited into your account.×

Online loan process - from application to loan funding

Five Tips for Getting the Most from Your Medical Financing
As you search for the right loan to finance your upcoming medical procedure – whatever that procedure may be – it’s important to understand that not all loans are the same. Even when financing medical costs, you do have options, especially if you have good to excellent credit. Here are five tips to consider as you research your medical loan provider:

Seek Flexibility. Be sure you’re able to use your loan to pay for nearly any medical cost. Whether it’s for elective surgery, bariatric surgery, dental work, fertility treatments, medicines or any other procedure or expense, make sure your health loan gives you the flexibility to choose your medical professional and cover any of the components of treatment you need to.

Shop for a Low Rate. You might be tempted to think low interest rates and medical loans don’t go hand in hand. But that’s not the case, especially for good to excellent credit borrowers. Do the research for rates you’re comfortable with. At LightStream, we offer low-interest medical loans with fixed rates from just * APR with AutoPay.

Don’t Cede Control of the Loan Process. Medical procedures are not something you should have to work in around your lender’s schedule. You need medical financing that’s simple to obtain and puts you in control. LightStream provides a response to an application in minutes during business hours, and can often have funds deposited into the bank account of approved borrowers the same day they initiate their loan application.

Keep it Simple. Or perhaps better said, look for a lender who keeps it simple. The last thing you need before a medical procedure is a stressful loan process. LightStream delivers a seamless, online loan experience that’s virtually paperless and takes just minutes, and it is backed by an exclusive $100 Loan Experience Guarantee.

Make Sure Your Privacy is Protected. It goes without saying that your medical history is something you want kept private. So make sure your lender makes protecting your privacy a top priority. LightStream does. Not only do we not sell, share, transfer or otherwise disclose your information to a third-party without your explicit consent, but we also utilize an array of electronic, physical and procedural safeguards designed to keep your personal information secure. And because you work directly with us to secure your financing—and funds are deposited directly into your personal bank account--- you don’t have to share your sensitive financial information with your doctor’s office.

Current Annual Percentage Rates (APR)

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*with these terms

Learn more about how the LightStream AnythingLoan can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience with our AnythingLoan. By eliminating paper almost entirely from the AnythingLoan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

We Plant a tree with EVERY LOAN
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LightStream

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