After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed4.29% APR is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit.
Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher.
Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
LightStream offers low-rate home remodel financing without the hassles.
Thank you. I have been married with a family for 44 years and during that time with careers and raising a family there have been times that I have had to apply for a loan. I can honestly say that the process you have is the easiest, most customer friendly process that I have ever encountered. I look forward to being a customer of yours, paying off this loan and also looking to you for any future needs and I have already recommended you to several people. Thank you again for your outstanding customer service. I don’t usually write notes like this, but I don’t usually get excellent customer service and when I do, I like to acknowledge it. Thanks again.
Ready to finally remodel your kitchen or bath? When you have good credit, you can finance your entire project with a LightStream loan. Our online loan process is fast and straightforward, and you can spend the proceeds of your LightStream loan on new cabinets, a master bath, new shower, or anything related to your kitchen or bath project.
Get a low interest rate: When you have solid credit, LightStream’s fixed interest rates on loans begin as low as 4.29%* APR with AutoPay.
No down payments, no fees: Some lenders will offer a competitive interest rate up front, only to surprise you with a sizable down-payment requirement. LightStream doesn’t require a down payment or charge fees or prepayment penalties of any kind.
No home equity requirements: With the LightStream loan you can preserve (and enhance) your home equity, while you make the improvements you want in your kitchen or bathroom — or any other area of your home.
Annual Percentage Rates (APR)
Learn more about how LightStream loans can be used to finance:
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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