After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Renovate your underutilized basement with the hassle-free loan from LightStream.
Competitive fixed rates with flexible terms and no fees or prepayment penalties.
Loans from $5,000 to $100,000
No need to leverage valuable home equity. A LightStream home improvement loan is unsecured so it is lien and collateral-free.
No equity required
Enjoy a virtually paperless process - eSign your loan documents and funds are directly deposited into your account.
Online loan process - from application to loan funding