After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed5.99% APR is for an unsecured miscellaneous/other purpose loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit.
Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher.
Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Focus on that special day and keep the financing stress away.
Competitive rates with flexible terms and no fees or prepayment penalties.
Approved applicants can schedule their funding as soon as the same day† and have funds deposited directly into their bank accounts to use as needed.
Invitations, catering, a photographer, the venue, honeymoon expenses — an engagement party? Financing your dream wedding can take a toll on your savings. Relax. With a LightStream loan you can fund practically anything for the wedding, at a competitive interest rate.
Get a low interest rate: When you have solid credit, LightStream’s fixed interest rates on wedding loans begin as low as * APR with AutoPay. And there are no prepayment penalties or fees.
Your best loan experience ever, guaranteed: You don’t need any additional drama right now. LightStream pledges a fast and easy process. In fact, if it’s not your best loan experience ever, we offer an exclusive Loan Experience Guarantee.
We’ll beat any qualifying rate: You can be confident you’re getting a low rate through our Rate Beat Program 1. Have you seen any other lenders with that kind of confidence in their rates?
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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