After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed2.99% APR is for an unsecured boat, RV or aircraft loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit.
Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher.
Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Stop waiting for your ship to come in. Get a low-interest, hassle-free boat loan.
From the boat purchase to boat storage, a LightStream loan can be used to cover all your boat expenses.
If you’ve got good to excellent credit, you’ve earned a great rate on an unsecured boat loan from LightStream. No collateral is required, which means no cumbersome lienholder paperwork. Get the financing you need to get the boat you want – fast and with no hassle.
A Great Interest Rate: Our boat loans range from to , with low, fixed-interest rates starting from * APR with AutoPay.
No Down Payments, No Fees: Some lenders will offer a competitive interest rate up front, only to surprise you with a sizable down-payment requirement. LightStream doesn’t require a down payment or charge fees or prepayment penalties of any kind.
An Exceptional Borrowing Experience The LightStream online loan application takes minutes to complete. You’ll receive a quick response from us within business hours and, if approved, can often have funds in your bank account that same day.†
Annual Percentage Rates (APR)
Learn more about how LightStream loans can be used to finance:
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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