Five Questions to Ask Your Lender About IVF Financing
If you've decided to pursue IVF, you know research is the key to finding a treatment makes sense for you and your family. It’s also the key to finding the right loan to finance your treatments. That’s where we can help. Here are five questions to ask any lender before committing to an IVF loan:
Will I have the freedom to finance any aspect of the IVF process?
As a borrower, you may need the flexibility to use funds from your loan to cover a variety of costs related to your treatments, including indirect costs such as medications and travel to see out of town specialists. Make sure your lender provides that level of freedom. LightStream does. Living up to its name, the AnythingLoan enables borrowers with good to excellent credit to finance or refinance just about anything, including all costs related to your IVF treatments. As a borrower, you completely control how your loan proceeds are spent.
How competitive are your rates?
Don’t make the mistake of thinking all fertility loans come with exorbitant interest rates. That’s just not the case. At LightStream, fixed-interest rates on unsecured fertility loans range from
* APR with AutoPay, with loan amounts between
Are there any hidden costs?
Ask any potential lender if their rates are fixed and if there are costs associated with receiving or servicing their loan. LightStream loans have no fees, no down payment requirements, and no prepayment penalties.
Will the loan process be difficult?
No one’s going to tell you it will be, but the proof is in the process. If your lender requires mountains of paperwork and takes weeks to get around to your loan application, that is a red flag. LightStream is just the opposite. We offer a nearly paperless, fast online loan application. You’ll receive a response within minutes during business hours, and if approved, can have money in the bank account of your choosing the very same day.†
We are so confident you’ll have a great experience that we offer an exclusive $100 Loan Experience Guarantee
Will you protect my privacy?
At LightStream, we take protecting your privacy, seriously. Your personal information will never be shared with a third-party without your explicit consent, Our skilled IT staff leverages a host of electronic, physical, and procedural safeguards to ensure your personal information remains protected at all times. And because you work directly with us to secure your financing—and funds are deposited directly into your personal bank account---you don’t have to share your sensitive financial information with your doctor’s office.
If you have additional questions about LightStream Fertility Treatment Financing loans, please
read our LightStream Fertility Treatment Financing FAQs.