Your best loan experience guaranteed or $100 is yours!

We guarantee
you a better experience.

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us at (866) 635-1330. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100.

Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan.

Simple, Stress-Free Fertility Treatment Financing with the AnythingLoan.

How it works...

Finance all aspects of your fertility treatment from doctor visits to medications.×

Medical financing for the entire treatment process

Virtually paperless process - eSign your loan documents and funds are directly deposited into your account.×

Online loan - from application to loan funding

Competitive rates with flexible terms and no fees or prepayment penalties.×

Financing from $5,000 to $100,000

Five Questions to Ask Your Lender About Fertility Treatment Financing
If you've decided to pursue IVF, you know research is the key to finding a treatment that makes sense for you and your family. It’s also the key to finding the right loan to finance your treatments. That’s where we can help. Here are five questions to ask any lender before committing to an IVF loan:

Will I have the freedom to finance any aspect of the IVF process? As a borrower, you may need the flexibility to use funds from your loan to cover a variety of costs related to your treatments, including indirect costs such as medications and travel to see out of town specialists. Make sure your lender provides that level of freedom. LightStream does. Living up to its name, the AnythingLoan enables borrowers with good to excellent credit to finance or refinance just about anything, including all costs related to your IVF treatments. As a borrower, you completely control how your loan proceeds are spent.

How competitive are your rates? Don’t make the mistake of thinking all fertility loans come with exorbitant interest rates. That’s just not the case. At LightStream, fixed-interest rates on unsecured fertility loans range from to * APR with AutoPay, with loan amounts between to .

Are there any hidden costs? Ask any potential lender if their rates are fixed and if there are costs associated with receiving or servicing their loan. LightStream loans have no fees, no down payment requirements, and no prepayment penalties.

Will the loan process be difficult? No one’s going to tell you it will be, but the proof is in the process. If your lender requires mountains of paperwork and takes weeks to get around to your loan application, that is a red flag. LightStream is just the opposite. We offer a nearly paperless, fast online loan application. You’ll receive a response within minutes during business hours, and if approved, can have money in the bank account of your choosing as soon as the very same day you apply. We are so confident you’ll have a great experience that we offer an exclusive $100 Loan Experience Guarantee.

Will you protect my privacy? At LightStream, we take protecting your privacy, seriously. Your personal information will never be shared with a third party without your explicit consent. Our skilled IT staff leverages a host of electronic, physical, and procedural safeguards to ensure your personal information remains protected at all times. And because you work directly with us to secure your financing — and funds are deposited directly into your personal bank account---you don’t have to share your sensitive financial information with your doctor’s office.

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*with these terms

Learn more about how the LightStream AnythingLoan can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience with our AnythingLoan. By eliminating paper almost entirely from the AnythingLoan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

We Plant a tree with EVERY LOAN

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