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Your best loan experience guaranteed or $100 is yours!

We guarantee
you a better experience.

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us at (866) 635-1330. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100.

Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan.

The AnythingLoan: A low-rate, hassle-free loan for all of your horse-related costs.

Funds deposited directly into your account so you can negotiate the right price for all your equine needs.×

Negotiate as a true cash buyer

Competitive rates with flexible terms and no fees or prepayment penalties.×

Loans from $5,000 to $100,000

How it works...

From your horse and barn to the trailer and tack and everything in between, finance it all with the AnythingLoan.×

Finance all facets of horse ownership

A Horse of a Different Color: Five Attributes of a Great Equine Loan
It’s not uncommon for borrowers to fall victim to the belief that the more unconventional the purchase they’re looking to make, the more they’ll have to settle for loan qualities they find less than desirable. The reality, however, is that if you have good to excellent credit, there are lending solutions you don’t need to compromise on. At LightStream, we believe that whether you’re financing something conventional like a new car, or something unique, like a horse, you should focus on the purchase, rather than its financing. Here are five loan qualities to look for if you’re in the market for equine financing:

Competitive Interest Rates: Some lenders may try to convince you that in order to finance the purchase of a horse, you have to settle for a high interest rate. Don’t be fooled. There are low-interest loan options available to good to excellent credit borrowers. LightStream, for example, offers horse financing with fixed-interest rates as low as * APR with AutoPay.

The Freedom to Choose: Buying a horse can be more complex than buying a car. Expenses often extend beyond just the purchase price, and include things such as a trailer, medical check-ups, boarding fees, and transportation expenses. You need a lender that provides the freedom to cover those extra expenses with your equine loan. With LightStream, you’ll have that freedom. Our loan product is called the AnythingLoan because it can be used to finance nearly anything. The choice is yours.

Same-Day Funding That Puts You in Control: If you endure a seemingly endless wait for your lender to review and approve your loan, and then another seemingly endless wait for them to actually fund the loan, you’re no longer in control of the process. You no longer control your purchase. Your lender does. For people with solid credit, that’s not acceptable. LightStream’s approved borrowers can have money deposited into the bank account of their choosing, often the very same day they apply for loan. We put control in your hands.

No Collateral Requirements: This one’s simple. Borrowers with good to excellent credit should demand unsecured loans that empower them to own their purchases free and clear of liens against their assets. LightStream’s AnythingLoan, including its horse loans, are unsecured.

A Straightforward Borrowing Experience: Regardless of what you’re financing, don’t settle for a stressful, hassle-filled process and cumbersome paperwork. With LightStream, borrowers enjoy a virtually paperless loan experience. Fill out your application online – it takes just a few minutes – and you’ll get a response within minutes during business hours. It’s that simple. We've turned an often painful process into a great loan experience and backed it with a $100 Loan Experience Guarantee.

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*with these terms

Learn more about how the LightStream AnythingLoan can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience with our AnythingLoan. By eliminating paper almost entirely from the AnythingLoan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

We Plant a tree with EVERY LOAN
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