Your best loan experience guaranteed or $100 is yours!

We guarantee
you a better experience.

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us at (866) 635-1330. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100.

Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan.

A smart loan for smart home energy projects.

Competitive rates with flexible terms and no fees or prepayment penalties.×

Loans from $5,000 to $100,000

No need to leverage valuable home equity. The Home Improvement AnythingLoan is unsecured so it is lien and collateral-free.×

No equity required

How it works...

By choosing to finance rather than leasing your solar installation project, you may be able to take advantage of federal and/or state tax credits. Please consult your tax advisor or the federal government on current programs.×

May be able to take advantage of tax credits

Solar Financing: Separating Fact from Fiction
Residential solar panels can often be a smart investment for homeowners. That’s why you need a smart loan to go with it. To get one, you need to be informed about your options and able to separate fact from fiction when it comes to alternative energy financing. We’re here to help borrowers with good to excellent credit do just that.

Fact: You should expect a great rate on a solar energy loan.
Sure, residential solar projects may still be somewhat uncommon, but if you have solid credit, you should never compromise on rate. With LightStream, you can get a fixed-rate solar loan that starts as low as * APR with AutoPay.

Fiction: Home equity is the only way to get solar installation financing.
Contrary to what you may have been told, it is possible to finance your residential solar project without tapping into your home equity or pledging your assets as collateral. Because we cater to borrowers with good to excellent credit, LightStream’s residential solar loans are unsecured, which means no collateral, and thus a simpler process. There are no fees, down payment requirements or prepayment penalties.

Fact: You should demand the flexibility.
In this case, we’re talking about the flexibility to finance the solar installation project of your choosing, from the contractor of your choosing. Want to augment your new solar panels with some upgraded landscaping? You should have that flexibility, too. When you borrow from LightStream, you do. As its name suggests, the AnythingLoan can be used to finance or refinance nearly anything.

Fiction: You can’t expect same-day funding in this day and age.
If same-day funding is important to you, then don’t settle for a lender who isn't willing to offer it. With LightStream, approved borrowers can have cash deposited into their own bank accounts as soon as the same day they apply for their loan. This cash-in-hand approach puts you firmly in control of your purchase.

Fact: Great service counts.
Always has, always will. And with LightStream, you’ll always get it. Our virtually paperless, online loan application is simple to complete and you’ll receive a response in minutes during business hours. We’ve taken the hassles of the traditional loan process and replaced them with a simple, straightforward approach. For good measure, we've backed it up with a $100 Loan Experience Guarantee.

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*with these terms

Learn more about how the LightStream AnythingLoan can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience with our AnythingLoan. By eliminating paper almost entirely from the AnythingLoan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

We Plant a tree with EVERY LOAN

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