What's the smartest way to get the used car you want? Take control of the process. With LightStream and your good credit, you can!
- The Low Rate You Deserve:
Starting as low as * APR with AutoPay when purchasing from a dealer, our unsecured fixed-rate used car loans feature flexible loan amounts from to - with no fees whatsoever.
- It's Your Choice: You can choose any car you want, regardless of make, model, year, mileage, or loan-to-value, and act as a cash buyer, with funds in your account. You even choose the repayment terms of your loan.
- Our Secured Auto Loan Option: If you don’t qualify for our unsecured loan, LightStream may be able to offer a secured auto loan. It will include a few additional steps for titling, and you can still buy any used car from any dealer or private seller. As with our unsecured loan, you’ll have a simple, streamlined loan process and exceptional customer service.
- Your Satisfaction is Guaranteed: Our simple application takes just minutes to complete. We respond to customers quickly during business hours, provide a virtually paperless experience, and back our service with our exclusive $100 Loan Experience Guarantee.