After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
Business hours are Monday through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, Noon to 4:00 p.m. Eastern time.
Quick response during business hours
No need to leverage valuable home equity. A home improvement loan with LightStream is unsecured so it is lien and collateral-free.
No equity required
Approved applicants can schedule their funding as soon as the same day† and have funds deposited directly into their bank accounts to use as needed.
Money in your account as soon as today †
I just want to let the team at LIGHTSTREAM know that our experience with loan application to loan confirmation has been extremely positive. We were kept advised of the status constantly and the speed in which loan commitment was made was unanticipated and unheard off. It has been a true pleasure doing business with you.– W. K. and C. K. from Port Saint Lucie, FL Read more...
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.