After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
Business hours are Monday through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, Noon to 4:00 p.m. Eastern time.
Quick response during business hours
No need to leverage valuable home equity. A home improvement loan with LightStream is unsecured so it is lien and collateral-free.
No equity required
Approved applicants can schedule their funding as soon as the same day† and have funds deposited directly into their bank accounts to use as needed.
Money in your account as soon as today †
This bank has provided the best loan experience I have ever had with any financial institution. You're doing a great job. Thank you!- J. G. & P. Q. from Addison, TX Read more...
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.