Your best loan experience guaranteed
or $100 is yours!

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.

We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

Dive right into your new pool project with the quick and simple LightStream loan.

Business hours are Monday through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, Noon to 4:00 p.m. Eastern time.

Quick response during business hours

No need to leverage valuable home equity. A home improvement loan with LightStream is unsecured so it is lien and collateral-free.

No equity required

Approved applicants can schedule their funding as soon as the same day and have funds deposited directly into their bank accounts to use as needed.

Money in your account as soon as today

Installing a new swimming pool (or repairing or remodeling your existing pool) is a large investment. You want a low interest rate, and we’ve made it easier to get one, with your good to excellent credit.

    Interest Rate Matters: When you have solid credit, LightStream’s fixed-interest rates on swimming pool loans begin as low as * APR with AutoPay. And no prepayment penalties or fees of any kind.

    You Call the Shots: LightStream enables you to act as a cash buyer, with funds in your account that you can use to pay the contractor when you’re ready. You choose your loan amount, ranging from to , and you set your repayment terms.

    Preserve Your Home Equity: Home equity loans often require appraisals, time-consuming processes, and lots of paperwork. A LightStream loan is a fast and easy option, with funds in your account as soon as today.

    Your Satisfaction is Guaranteed: If you want a fast and easy loan at a low interest rate, try LightStream. We're so confident that you'll have your best loan experience ever, we offer an exclusive $100 Loan Experience Guarantee.

Current Annual Percentage Rates (APR)

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Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Learn more about how LightStream loans can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
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