LightStream Loan Application

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Note: You can preview all pages of the application by clicking on the sections of the progress bar below. After you preview them, they must be completed in the order they appear.

^*indicates required field

Thank you for your interest in another loan with us. You'll see that we have populated the application with your most recent information to make it easier for you to complete it.

Other "Annual" Income Changed

By selecting No, the income data that has been entered will be cleared. Do you still wish to change the Other Annual Income status on this application?

No Yes

^*Application Type

If you are relying on the income or assets of a spouse, domestic partner, or another individual, please complete a joint application. Thank you.

By selecting "Joint," you are applying for joint credit and are relying on joint income and assets as the basis for repayment of the credit requested.

Please verify your information—you will not be able to edit your application once it is submitted.

By selecting "Individual," you are applying for individual credit in your name and are relying on your income and assets and not the income or assets of another person as the basis for repayment of the credit requested.

^*Application Type

If you are relying on the income or assets of a spouse, domestic partner, or another individual, please complete a joint application. Thank you.

By selecting "Joint," you are applying for joint credit and are relying on joint income and assets as the basis for repayment of the credit requested.

Please verify your information—you will not be able to edit your application once it is submitted.

Note: You may only update your personal information. To edit any other fields, please restart your application.

^*Primary Loan Purpose

If other, please describe. Please note that loans are only made to individuals, not to businesses.

Please note that we are currently unable to 1) provide loans used to fund college or post-secondary education expenses, or 2) refinance previous college or post-secondary education loans.

^*If other, please describe.

^*Zip Code

State

Zip code entered not found, please review your zip code and enter your state of residence.

A Florida documentary stamp tax , in the amount of {{LoanApp.FloridaDocStampTax | currency }} will be added to your loan amount then transmitted for payment on your behalf. Stamp tax is not included when determining loan interest rate.

In your area, Truist offers additional loan options which may include different underwriting guidelines, product terms, fees and pricing. You can learn more by calling 844-4TRUIST or visiting a Truist branch.

We do not accept military residential addresses.

^*Loan Amount

Please enter an amount between {{LoanAppRates.MinLoanAmountHint || rates.MinLoanAmountHint | currency}} and {{LoanAppRates.MaxLoanAmountHint || rates.MaxLoanAmountHint | currency}}

Please select a loan purpose

Please note: Credit Card/Debt Consolidation loan amounts greater than $50,000 are only available for excellent-credit applicants.

^*Loan Term (months)

Please enter a term between {{rates.MinTerm}} and {{rates.MaxTerm}} months

Please remember to include any additional tax, titling, or registration fees in your requested loan amount.

Please note: Credit Card/Debt Consolidation loan terms greater than 60 months with a loan amount of less than $25,000 are only available for excellent-credit applicants.

^*Payment Method

AutoPay Invoice

Please select a Payment Method

Monthly Payment: {{LoanAppRates.EstimatedMonthlyPayment.Min | currency }} to {{LoanAppRates.EstimatedMonthlyPayment.Max | currency }}

Interest Rate/APR: {{LoanAppRates.Rate.Min * 100 | number:2 }}% to {{LoanAppRates.Rate.Max * 100 | number:2 }}%

Exact rate within this range is determined by your credit profile.

Based on the loan amount entered, please enter a term between {{LoanAppRates.MinTerm}} and {{LoanAppRates.MaxTerm}} months. If you require additional information, see Rates and Terms.

For Rates, Select Loan Purpose

Annual Percentage Rates (APR)

Loan Term (months) ^*
Loan Amount	{{term.Min}} - {{term.Max}}
Loan Amount {{row.LoanAmount.Min \| lsLoanAmountMin}} to {{row.LoanAmount.Max \| lsLoanAmountMax}}	{{term.Min}} to {{term.Max}} months, {{ (row.Rates[$index] \| rateRange:rates.PurposeOfLoan) == 'N/A' && 'rates not available for this amount.' \|\| 'at '+(row.Rates[$index] \| rateRange:rates.PurposeOfLoan) }} {{term.Min}}-{{term.Max}} months:

Loan Terms:

*Payment Example: Monthly payments for a $20,000 used auto loan at 2.5% APR for a term of 5 years would result in 60 monthly payments of $354.95. Subject to credit approval. Advertised rates and terms are subject to change without notice.

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Other "Annual" Income Changed

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