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  • Grow your business. Offer your customers our fixed-rate, low-interest, no-fee loans! Plus earn $60 commission on every funded loan.

    Sign Up

    (See Affiliate Requirements Below)


    STEP 1: Join our Affiliate Program.
    Simply sign up to apply. One of our affiliate managers will review your application shortly and contact you with the next steps.

    STEP 2: Offer LightStream on your website.
    Upon approval, you’ll have access to trackable links and web collateral that you can use to send your customers to to apply for a loan.

    STEP 3: Customers pay you with cash.
    Approved borrowers can choose a funding date, fund their loan, and pay you in cash for your products or services! Plus for each funded loan that you send, we pay you $60!

    When your customers need financing, we can help. By providing them with links to, you can give them access to fixed-rate, low-interest, no-fee loans that will allow them to finance their purchases of your products and services — and you’ll also receive a commission for each funded loan that you send.

    Borrowers with good to excellent credit should be rewarded with an excellent loan product. That is why we offer low-rates, no-hassle, virtually paperless loans of $5,000 to $100,000 for practically anything. Rates range from 3.49% up to 19.99%* APR with AutoPay, depending on loan purpose, term, amount and credit profile.

    Benefits for you:

    • Free and easy to join program
    • 100+ banner ads, call-to-action buttons, page content and text links to choose from for your website
    • Over 20 landing pages to guide borrowers to their specific loan purpose
    • Earn $60 per funded loan, with possible volume incentives
    • Comprehensive reports and tools
    • No cost or hassle for you; we work directly with the customers you refer

    Benefits for your customers:

    • Innovative virtually paperless product for your customers, with quick credit decisions during business hours and same-day funding available
    • Money deposited directly into your customer’s account, making them a cash buyer
    • Rate Beat – we’ll beat any qualifying rate offered by another lender
    • Your customers' best loan experience guaranteed
    • Comprehensive reports and tools

    One thing both you and your customers will benefit from – a larger purchase ability. We can provide them with more money to make a larger purchase with you. Sign up now to start increasing your business!

    Affiliate Requirements:

    • Website owners must understand this is a link-based website referral program. Affiliates cannot act as brokers, or input any customer data into the application (this is not a broker/indirect/dealer program).
    • Must have a completed website (established for at least six months).
    • Primary messaging and site offerings should not be towards lower-credit consumers, as LightStream only serves the needs of consumers with good to excellent credit.
    • All websites that will list LightStream must be submitted for review prior to having links added.
    Sign Up

    Current affiliate? Please log in here.

    Email us at if you have any questions.

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
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