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Our dream: Waste less paper. Grow more trees. Help you do the things you want.

Not long ago, a typical loan generated a small mountain of paperwork. LightStream has changed all that. As the nation’s premier online consumer lender, we pioneered the virtually paperless online loan. This was revolutionary when we started, so we looked around for a way to celebrate. Planting a tree with each loan seemed like a natural fit.

We connected with American Forests, the oldest conservation organization in the U.S., and began to support their restoration efforts by donating a tree for every funded loan. So far, we’ve planted more than 1,000 acres of trees, helping reforestation and wildlife protection efforts across the country.

The exciting thing is, we’re really just getting started. And the forests we’ve planted have grown to be so much more than a symbol of our effectively paperless process. Each tree represents the fulfillment of a customer’s dream, while being an asset that’s essential to the well-being of our planet.

To our customers, we say: Thank you for allowing us to make a difference. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

About LightStream

Do you have a dream in mind? It might be a car, a boat, a swimming pool, or a new kitchen. It could be taking care of medical needs, funding an adoption or undergoing fertility treatments. With LightStream, almost anything is possible!

When you come to LightStream with a dream — and a strong credit history — we can help make those plans come true. Today the LightStream loan is not only virtually paperless, it’s refreshingly simple. That’s why we call it Lending Uncomplicated.®

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About American Forests

Founded in 1875, American Forests is the oldest national nonprofit conservation organization in the country.

Since 1990, American Forests has planted more than 50 million trees in forests throughout the U.S. and in nearly 50 countries, resulting in cleaner air and drinking water, restored habitat for wildlife and fish, and the removal of millions of tons of carbon dioxide from the atmosphere.

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Forest Facts

Forests protect wildlife.

A square kilometer of forest provides homes to 1,000 species.

Trees create the air you breathe.

Two mature trees provide enough oxygen for one person to breathe over the course of a year.

Forests protect the watershed.

More than half of U.S. drinking water originates in forests; approximately 180 million people depend on forests for water.

Forests are vulnerable to disease and fire.

Every year, global wildfires burn approximately 865 million acres — that’s five times the size of Texas.

More about our support of American Forests

Grizzlies need healthy forests

Yellowstone National Park is home to many species who need protection, including the iconic grizzly bear. By planting 300,000 trees in Yellowstone since 1999, American Forests is supporting the resurgence of the grizzly, and many other species.

What customers are saying about LightStream

What people are saying

“Thanks for being an environmentally conscious company and for going the extra mile. It was totally unexpected that you would do this. On top of your great loan rates, this is another reason I will recommend your service.”

- T.M. from Taylors, SC

Saving the Lower Rio Grande

American Forests has planted millions of trees in the Lower Rio Grande Valley in southern Texas, one of the most biologically diverse areas in the country. Now, several rare and endangered species have a chance.

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
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