*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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We just wanted to thank you for giving us our loan to do IVF so we could be parents. We had a healthy little boy on March 9... Without this loan, this would not have been possible. Thank you so much!
I want to thank LightStream for the excellent job and treatment toward my loan that I needed to fix my teeth and pay off my credit card. Everything is on cruise control, kudos for all personnel who do a great job every day. You got me hooked for future loans. Once again thank you.
My husband and I took out a loan to pay for infertility treatment, IVF. We initially borrowed $20,000. We are done with treatment and are pregnant!
LightStream is by far the best loan company I have ever used. Their application process is so user friendly! I also like the planting of a tree for every loan! I will definitely be one to spread the word about this great company!