When it comes to financing your child’s private PreK-12 education, there’s a lot for you to consider. What type of interest rate am I willing to pay? How much will I need to cover the costs? Is a home-equity loan a better option? We’ve outlined the five key components of private education loans for good to excellent credit customers.
Private school is expensive enough. Don’t add to the costs by settling for a loan with an interest rate that reminds you of a credit card. Make finding an affordable loan the priority. LightStream offers low-interest PreK-12 loans with fixed rates starting at only
* APR with AutoPay on loan amounts ranging from
At LightStream, we firmly believe your lender should have no say in where you send your child to school. So if your lender has any restriction whatsoever with regard to where or how you spend the funds from you PreK-12 loan, look elsewhere. At LightStream, you’ll find no such restrictions. Our loan is aptly named the AnythingLoan because you can use it to finance or refinance almost anything. Where and how you spend loan funds is up to you.
Top-flight Customer Experience:
It’s our belief that borrowers with solid credit should be entitled to simple private education financing. No tricks, no hurdles, just a straightforward experience. That’s what you’ll get with LightStream. Complete your online application during business hours and you’ll get a response within minutes. If your application is approved, we can often deposit funds into the bank account of your choosing the very same day your loan application was initiated.†
We’re so confident you’ll be pleased with the experience that we back it up with a $100 Loan Experience Guarantee
Freedom from Liens:
LightStream's PreK-12 loans are unsecured, which means there are no collateral requirements, thus no time-consuming processes or paperwork. And there are no down payment requirements, prepayment penalties, or LightStream fees of any kind.
Your child’s homework will give you all the paperwork you need. Your loan shouldn’t add to it. That’s why LightStream’s designed a nearly paperless, online loan. Simply fill out a brief online application. If approved, you can even sign your loan documents electronically. And just to show how serious we are about this whole saving paper thing, we plant a tree for every loan we fund.
College Education Loans from SunTrust
While college education loans are not available through LightStream, SunTrust Bank offers several programs and solutions for financing college. Visit SunTrust Education
for more information and to apply today!
If you have additional questions about LightStream PreK12 Student Financing loans, please
read our LightStream PreK12 Student Financing FAQs.