* Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile.
Lowest rates require excellent credit. At least 25% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 01/01/2025 to 03/31/2025.
Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding.
Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply.
Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $25,000 loan at 6.49% APR with a term of 3 years would result in 36 monthly payments of $766.11.
Maximum APR for a LightStream loan is 25.79%.
