Annual Percentage Rates (APR)

Please enter an amount between $5,000.00 and $100,000.00.

Please note: Credit Card/Debt Consolidation loan amounts greater than $50,000 are only available for excellent-credit applicants.

Please enter a term between 24 and 240 months

Please note: Credit Card/Debt Consolidation loan terms greater than 60 months with a loan amount of less than $25,000 are only available for excellent-credit applicants.

Monthly Payment:
to

Interest rate / APR:
% to %

Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Annual Percentage Rates (APR)

Based on your selected loan purpose, below is a table of loan terms and available rates.

Loan Term (months) *
Loan Amount
Loan Amount $5,000 to $9,999 24 to 36 months, at 8.39% - 20.89%
24-36 months:
8.39% - 20.89%
 37 to 48 months, at 8.54% - 21.89%
37-48 months:
8.54% - 21.89%
 49 to 60 months, at 8.59% - 22.49%
49-60 months:
8.59% - 22.49%
 61 to 72 months, at 8.99% - 23.14%
61-72 months:
8.99% - 23.14%
 73 to 84 months, at 10.24% - 15.44%
73-84 months:
10.24% - 15.44%
 85 to 144 months, rates not available for this amount.
85-144 months:
N/A
 145 to 180 months, rates not available for this amount.
145-180 months:
N/A
 181 to 240 months, rates not available for this amount.
181-240 months:
N/A
Loan Amount $10,000 to $24,999 24 to 36 months, at 6.89% - 19.39%
24-36 months:
6.89% - 19.39%
 37 to 48 months, at 7.14% - 20.39%
37-48 months:
7.14% - 20.39%
 49 to 60 months, at 7.14% - 20.99%
49-60 months:
7.14% - 20.99%
 61 to 72 months, at 7.29% - 21.64%
61-72 months:
7.29% - 21.64%
 73 to 84 months, at 7.89% - 19.44%
73-84 months:
7.89% - 19.44%
 85 to 144 months, rates not available for this amount.
85-144 months:
N/A
 145 to 180 months, rates not available for this amount.
145-180 months:
N/A
 181 to 240 months, rates not available for this amount.
181-240 months:
N/A
Loan Amount $25,000 to $49,999 24 to 36 months, at 6.39% - 19.89%
24-36 months:
6.39% - 19.89%
 37 to 48 months, at 7.14% - 21.04%
37-48 months:
7.14% - 21.04%
 49 to 60 months, at 7.14% - 21.04%
49-60 months:
7.14% - 21.04%
 61 to 72 months, at 7.29% - 21.69%
61-72 months:
7.29% - 21.69%
 73 to 84 months, at 7.64% - 22.69%
73-84 months:
7.64% - 22.69%
 85 to 144 months, at 7.89% - 20.14%
85-144 months:
7.89% - 20.14%
 145 to 180 months, at 9.64% - 20.89%
145-180 months:
9.64% - 20.89%
 181 to 240 months, at 9.84% - 21.09%
181-240 months:
9.84% - 21.09%
Loan Amount $50,000 to $100,000 24 to 36 months, at 6.39% - 21.29%
24-36 months:
6.39% - 21.29%
 37 to 48 months, at 7.14% - 21.89%
37-48 months:
7.14% - 21.89%
 49 to 60 months, at 7.14% - 22.64%
49-60 months:
7.14% - 22.64%
 61 to 72 months, at 7.29% - 23.54%
61-72 months:
7.29% - 23.54%
 73 to 84 months, at 7.64% - 25.04%
73-84 months:
7.64% - 25.04%
 85 to 144 months, at 7.89% - 20.14%
85-144 months:
7.89% - 20.14%
 145 to 180 months, at 10.14% - 20.89%
145-180 months:
10.14% - 20.89%
 181 to 240 months, at 10.34% - 21.09%
181-240 months:
10.34% - 21.09%

Loan Terms:

  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
  • Loan proceeds may not be used to refinance any existing loan with LightStream.
  • Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.
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