LightStream's Rate Beat Program

We are so confident in the competitiveness of our interest rates that we will beat an interest rate (APR) presented by any other lender by .10 percentage points, if the other lender’s rate meets the terms and conditions described below:



These terms and conditions are subject to change at any time.

Please note that not only do we have the Rate Beat program described above, but we also provide a $100 Guarantee+ that your loan experience with LightStream will be your best, ever. You have earned your good credit and deserve a highly competitive interest rate and a great loan experience.

+After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.

We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.