To Qualify: You have Good Credit including sufficient income and assets to support your existing debt obligations and requested loan amount.
Note: LightStream loans are not available to non-resident aliens.
To Apply: You need to 1) acknowledge receipt of our Statement on the Use of Electronic Records (click to review); 2) agree to receive electronic records; and 3) agree to use electronic signatures to sign your loan agreement.
If Approved: Prior to receiving loan proceeds, you must have a valid Visa or MasterCard credit card (for verification purposes only, no charges will be applied).
Use of Loan Proceeds: Loans are only made to individuals, not to businesses. Loan proceeds must be used for the loan purpose selected on the application.
*Payment Example: Monthly payments for a $20,000 used auto loan at 2.5% APR for a term of 5 years would result in 60 monthly payments of $354.95.
Subject to credit approval. Advertised rates and terms are subject to change without notice.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
You Are Leaving LightStream.com
By clicking Continue, you will be taken to a third-party Web site which is not affiliated with LightStream, a division of SunTrust Bank.
security offered on the third-party site prior to providing any personal information. LightStream is not responsible for and does not
endorse, guarantee or monitor content, availability, viewpoints, partners, advertisers, products or services that are offered or expressed
on third-party Web sites. You can click the Return to LightStream.com button now to return to the previous page or you can use the Back
button on your browser after you leave.