Good Credit

Given the unique nature of each individual's credit situation, we believe there is no single definition for "good credit." However, we find individuals with good credit usually share the following characteristics:

Finally, it should be noted again that each individual situation is different and that we make our credit judgment based on the specific facts of that situation. Ultimately our determination of good credit is based on whether we conclude that there is a high likelihood that our loan will be repaid in a full and timely manner.