Online Loan Application
Progress
Basic Requirements
To Qualify: You have Good Credit including sufficient income and assets to support your existing debt obligations and requested loan amount.
Note: LightStream loans are not available to non-resident aliens.
To Apply: You need to 1) acknowledge receipt of our Statement on the Use of Electronic Records (click to review); 2) agree to receive electronic records; and 3) agree to use electronic signatures to sign your loan agreement.
If Approved: Prior to receiving loan proceeds, you must have a valid Visa or MasterCard credit card (for verification purposes only, no charges will be applied).
Use of Loan Proceeds: Loans are only made to individuals, not to businesses. Loan proceeds must be used for the loan purpose selected on the application.
*Payment Example: Monthly payments for a $20,000 used auto loan at 2.5% APR for a term of 5 years would result in 60 monthly payments of $354.95.
Subject to credit approval. Advertised rates and terms are subject to change without notice.