*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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I am extremely satisfied with the whole process for my auto loan with LightStream. From the start of my application through funding, it was completely smooth quick and easy. The process was so effortless I would highly recommend and seriously consider this company for financing. The rates as well were very competitive and lower than the dealer where we purchased our vehicle.
Sorry it’s taken me so long to say it but thank you for such a great lending experience. Last June I opened an account with you during the last part of my national search for my dream car, a 1960 Cadillac. The process was so simple and I appreciate the regular notices of automatic withdrawals and your commitment to nature through the partnership with American Forests as that’s important to me (not to mention the usual mountain of paper documents associate with lending as you’ve said you’ve nearly eliminated on your website). Too often, consumers only write to complain so I thought I’d make an effort to break that cycle and say great job and thank you again. It’s been great doing business with you.
We just wanted to say that we are THRILLED with our loan. Even with our good/great credit ratings, most lenders would not offer a loan due to the age of the truck we were purchasing. Not only did LightStream fund our loan request, it was at a highly reasonable APR and the process was unbelievably easy. Thank you for exceptional service.
Thank you so much for making my dream happen (owning a 56 Belair) … love you guys.