*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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You guys are just awesome. You're quick, great rates and definitely #1 in the field!!!
Just wanted to comment about how pleased I am with my experience with the personal loan I have with you. First, it was quite easy when I applied, and since then it has been a smooth ride. I hope to have it paid up in a few months and would not hesitate to use your company for future financial needs.
I just wanted to let you know I was amazed at how easy and fast this loan application was.
This is so amazing! I am glad I chose LightStream. My experience so far has been nothing but exceptional. Thank you for planting a tree.