*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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LightStream is by far the best loan company I have ever used. Their application process is so user friendly! I also like the planting of a tree for every loan! I will definitely be one to spread the word about this great company!
I CANNOT begin to share how much I appreciate LightStream as an organization, and like any other organization, it's the people that make the organization. I myself work in HR for a global company, and I truly understand the importance of fielding a great team that understands customer needs, is empathetic, and willing to problem solve – even when the problem wasn't created by them or their organization. Many, MANY thanks!
Thank YOU! Super rewarding experience! Never came across a so efficient loan process!
This has been one of the most pleasurable loan applications I have ever done. Thank you very much. You have made our day. It made our year and our retirement!