After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed4.29% APR is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit.
Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher.
Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Dive right into your new pool project with the quick and simple LightStream loan.
Business hours Account Services Mon - Fri, 9 a.m. to 8 p.m. & Sat, Noon to 7 p.m. Application Processing Mon - Fri, 9 a.m. to 8 p.m. & Sat - Sun, Noon to 6 p.m.
Amazing experience! I reached out to LightStream because I'm buying my first boat and I can't say enough about how great this experience was. I submitted my application online on a Wednesday, got a call a few hours later that missed. Called them back in the morning the next day, answered a couple of questions they had, got an email 20 minutes later asking for me to attach my latest paystub, 20 minutes after I did that I got an email with approval. I could have had the money wired the next day if I chose. I held off because I was still negotiating with the broker on the boat. The whole process took less than 24 hours. To put it in perspective, I submitted an application with the broker to finance through his company two days before I submitted with LightStream... it's now been almost a week and I haven't heard back regarding the financing from the broker yet. I just told him to forget about it, I was going to pay cash. That helped the negotiations! I never, ever take the time to write reviews but this process was so easy, the customer service and responsiveness is by far the best I've ever had. If you're looking for a pleasant experience financing your next toy, you have to reach out to LightStream and see what they have to offer.
Installing a new swimming pool (or repairing or remodeling your existing pool) is a large investment. You want a low interest rate, and we’ve made it easier to get one, with your good to excellent credit.
Interest Rate Matters: When you have solid credit, LightStream’s fixed-interest rates on swimming pool loans begin as low as * APR with AutoPay. And no prepayment penalties or fees.
You Call the Shots: LightStream enables you to act as a cash buyer, with funds in your account that you can use to pay the contractor when you’re ready. You choose your loan amount, ranging from to , and you set your repayment terms.
Preserve Your Home Equity: Home equity loans often require appraisals, time-consuming processes, and lots of paperwork. A LightStream loan is a fast and easy option, with funds in your account as soon as today.†
Your Satisfaction is Guaranteed: If you want a fast and easy loan at a low interest rate, try LightStream. We're so confident that you'll have your best loan experience ever, we offer an exclusive $100 Loan Experience Guarantee.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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