After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.
We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
* The APR listed3.74% APR is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Finance your outdoor projects with a no-hassle LightStream loan.
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Quick response during business hours
Business hours
Account Services
Mon - Fri, 9 a.m. to
8 p.m. &
Sat, Noon to 7 p.m.
Application Processing
Mon - Fri, 9 a.m. to
8 p.m. &
Sat - Sun, Noon to 6 p.m. -
No equity required
No need to leverage valuable home equity. A home improvement loan with LightStream is unsecured so it is lien and collateral-free.
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Money in your account as soon as today †
Approved applicants can schedule their funding as soon as the same day† and have funds deposited directly into their bank accounts to use as needed.
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How it works...
Annual Percentage Rates (APR)
Learn more about how LightStream loans can be used to finance:
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- and Anything Else!
- Aircraft Financing
- Credit Card/Debt Consolidation
- Horse Loans
- Horse Trailer Loans
- Jewelry Financing
- Land Purchase Loans
- Tiny Home Financing
- ...or other financing needs!
