*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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Thank you very much for handling my loan so promptly! You guys are the best!
My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others.
I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services again if the need arises.
I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate to contact you.