*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Payment example: Monthly payments for a $25,000 loan at 8.74% APR with a term of 12 years would result in 144 monthly payments of $280.86.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Payment example: Monthly payments for a $25,000 loan at 8.74% APR with a term of 12 years would result in 144 monthly payments of $280.86.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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Hands down this is THE coolest thing I have ever seen! Not only was your loan process the simplest and quickest I have ever done, but your customer service has been exceptional! I had never even heard of your company until I was investigating home improvement loans, but I have told everyone I know what a remarkable experience I have had! Thank you LightStream!
Thank you so much. The process was amazingly easy!!!! Again. Thanks for the loot. My new roof looks amazing!!!
Hello — I want to just say how much I love your business model! I borrowed money 3 years ago to install a pool, and just now borrowed for capital improvements. Your process is so easy and reasonable. I had talked to other loan institutions that either wanted a fortune to do a refinance or offered no option at all. I will recommend you to everyone.
First I want to say this was in fact the EASIEST loan transaction ever! I have truly found a new lender. Thank you for making my dream of owning a pool come true in just one day!