When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3
$100 Loan Experience Guarantee. Disclosure 1 to follow.
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
We will beat any qualifying rate. Disclosure 2 to follow.
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
Hello — I want to just say how much I love your business model! I borrowed money 3 years ago to install a pool, and just now borrowed for capital improvements. Your process is so easy and reasonable. I had talked to other loan institutions that either wanted a fortune to do a refinance or offered no option at all. I will recommend you to everyone.
I cannot emphasize enough how simple, convenient, and painless accessing a home improvement loan through LightStream was. I applied for a $35,000 loan to do major interior work to our home; I was initially drawn in by LightStream’s interest rates, which were so much better than those offered by my local bank and credit union, even for those with excellent credit. I was skeptical, assuming that no one actually qualified for the lowest rates indicated on LightStream’s website. Holy cow was I wrong! The entire process, from applying online, to submitting a pay stub for wage verification, to having the funds in my account was less than two days! And I was offered the lowest rate listed by LightStream for the loan term I requested. I cannot say enough how wonderfully simple, efficient, and uncomplicated this process was. Thank you, LightStream!
First I want to say this was in fact the EASIEST loan transaction ever! I have truly found a new lender. Thank you for making my dream of owning a pool come true in just one day!
We applied for a loan for a new roof & home repairs today at 11:30 am. At 1:30, we had our approval and the money was deposited the next day! The interest rate was great & we couldn’t be happier!! Thanks so much!