*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
By clicking Continue, you will be taken to a third-party Web site which is not affiliated with LightStream, a division of SunTrust Bank. The privacy policy, level of security or accessibility standards may differ from ours. We encourage you to review the privacy policy and security offered on the third-party site prior to providing any personal information. LightStream is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, partners, advertisers, products or services that are offered or expressed on third-party Web sites. You can click the Return to LightStream.com button now to return to the previous page or you can use the Back button on your browser after you leave.
Just wanted to pass along that it is a pleasure working with you to get a loan for my home improvement. Fast and convenient. Excellent service with quick response. Funds in my account in 3 days! Thank you.
Thank you so much for our loan! The process was easy and fast! Will definitely recommend to anyone who asks me where they can get a loan! My roof will be fixed and I won’t worry anymore when it rains!
Hands down this is THE coolest thing I have ever seen! Not only was your loan process the simplest and quickest I have ever done, but your customer service has been exceptional! I had never even heard of your company until I was investigating home improvement loans, but I have told everyone I know what a remarkable experience I have had! Thank you LightStream!
Thank you so much. The process was amazingly easy!!!! Again. Thanks for the loot. My new roof looks amazing!!!