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LightStream Horse Financing

Does LightStream make loans specifically for the purpose of buying horses?

When you have good credit, LightStream offers unsecured loans for practically anything, including the purchase of horses (and everything related to your horse purchase).

How flexible are the terms on a horse loan from LightStream?

Our loan terms are very flexible. Click here to see the latest rates and terms on LightStream horse loans.

Most of the other lenders I’ve approached about an equine loan are asking for some type of collateral. Why is LightStream willing to offer equine financing without requiring collateral?

LightStream loans are for people with good to excellent credit<, and a proven history of on-time bill payment. We believe that borrowers who meet this description deserve unsecured loan products that don’t require them to go through the hassle of pledging their assets as collateral.

Are there any fees, down payment requirements or prepayment penalties with your equine loans?

There are no fees, down payment requirements or prepayment penalties with any of LightStream’s loans.

Can I use a loan from LightStream to refinance an existing horse loan?

Borrowers with good to excellent credit can use their LightStream loan to finance any horse related purchase, or to refinance any existing horse loan (except for a LightStream loan).

Can I use the proceeds of my LightStream loan for horse trailer financing, or to help cover the many expenses that come with owning a horse?

You can use your LightStream loan proceeds to pay for your trailer, an upcoming medical procedure, or any of the other costs commonly associated with owning a horse.

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
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