We’re all in this together, and we’re here to help.

LightStream's response to coronavirus

During this uncertain time related to the COVID-19 pandemic, we want to assure you LightStream remains open and ready to serve you. LightStream and Truist are taking many of the steps and precautions other businesses are implementing to protect the health and well-being of our teammates, clients and the communities we serve. We will continue to closely monitor this rapidly evolving situation and stay in close contact with the Centers for Disease Control and Prevention (CDC) and the World Health Organization.
While we are operating with an abundance of care, we are fully operational and available to serve you. As we adapt to operational practices that protect clients and teammates, thank you for your patience if you experience a momentary service delay.
For more information about what Truist is doing to help clients, teammates and the communities we serve, please visit the Truist Coronavirus Information page.


Customer service

The safety of our team is very important to us, and we’ve transitioned to a work-from-home environment to better protect them and their families. Please bear with us if you hear children or pets in the background while our representatives assist you on the call.

If you need to discuss your loan or an application, please email us during business hours at customerservice@lightstream.com.
Business Hours (Eastern time)
Customer Service Monday - Friday: 9 a.m. to 8 p.m. & Saturday: Noon to 4 p.m.
Application Processing Monday - Friday: 9 a.m. to 8 p.m. Saturday & Sunday: Noon to 6 p.m.

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Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Lowest rates require excellent credit. At least 26% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 10/01/2020 to 12/31/2020. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Maximum APR for a LightStream loan is .

Lightstream received the highest score in the personal loan segment of the J.D. Power 2020 U.S. Consumer Lending Satisfaction Study of customers’ satisfaction with their lending company. Visit jdpower.com/awards.

Business Hours (Eastern time)

Customer Service

Monday - Friday: 9 a.m. to 8 p.m. & Saturday: Noon to 4 p.m.

Saturday: Noon to 7 p.m.

Application Processing

Monday - Friday: 9 a.m. to 8 p.m.

Saturday & Sunday: Noon to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

E H L. Truist Bank is an Equal Housing Lender.
© 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo,
and the SunTrust logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners. 
Lending services provided by Truist Bank.

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
LightStream


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