*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from to , for practically any purpose, as soon as today.3
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.
At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.
In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
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That was by far the best banking experience I have ever had. Y'all rock! The small local car dealer was extremely impressed with my experience as well and asked for contact information. I am so happy I found you!
You did two things flawlessly: Lent me money and got out of the way. I never had to speak to anyone (for better or worse) and we are driving in a new (used) car on our terms. Thank you. I have raved to friends and family about LightStream and SunTrust based on such a great experience. Sometimes I wonder if reviews like this are fake because they are so complimentary. Well, the answer in this case is 'No.' It's real. Thank you!
Just want to say you guys are awesome. Great rates and super easy and you made it possible for us to acquire the vehicle of my wife’s childhood dreams. How cool is that!
I am extremely satisfied with the whole process for my auto loan with LightStream. From the start of my application through funding, it was completely smooth quick and easy. The process was so effortless I would highly recommend and seriously consider this company for financing. The rates as well were very competitive and lower than the dealer where we purchased our vehicle.