Your best loan experience guaranteed
or $100 is yours!

We guarantee you a better experience.

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100.

Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan.

A hassle-free loan that rewards you for good credit.

Competitive rates with flexible terms and no fees or prepayment penalties.

Loans from $5,000 to $100,000

Business hours are Monday through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, Noon to 5:00 p.m. Eastern time.

Quick response during business hours

† You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

Money in your account as soon as today

How it works...

A hassle-free loan that rewards you for good credit.

It's time to see those home improvement dreams realized.

Apply Now

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Learn more about how LightStream loans can be used to finance:

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a paperless consumer loan experience with our AnythingLoan. By eliminating paper almost entirely from the AnythingLoan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

For every loan we plant a tree
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